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Why You Need a Home Warranty Plan

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The hunt for a home is an emotional experience, and finding the perfect setting for your family to flourish is no easy task. Combine the emotional stress of searching with the costs and maintenance required of homeowners, and it’s no wonder fewer Americans are choosing to buy a home. However, what many homeowners don’t realize, (first-time homeowner’s especially) is that there is another layer of protection you can utilize to make homeowning a simpler, less exhausting process.  Home warranty plans offer protection against everyday life, covering the items that receive constant use from failure. Investing in a strong home warranty plan will keep your budget on track when the expensive components of your home break. Your home warranty will cover the cost to repair or replace items such as: • Heating and cooling systems • Electrical and plumbing systems • Water Heaters • Dishwashers • Washing and drying machines • Refrigerators A yearly expense that
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6 Housewarming Gift Ideas They’ll Love

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One of the many aspects of adulthood includes celebrating the enormous accomplishments of your loved ones. Buying a new home is such an exciting, draining adventure, that a housewarming gift to help get them settled is a thoughtful must. To make the homeowning journey simpler, consider investing in home warranty plans that cover day to day items that homeowner’s insurance doesn’t.  Something that smells good Smell hugely affects our environment, so gifting a smell that you know the person will love helps them settle into “home” much quicker. Not sure what smell leaves them feeling content? Opt to purchase a multipack of essential oils or candle sampler pack so they can choose their favorite. A nearly unkillable plant Not only are succulents all the rage in decorating right now, but they are also almost impossible to kill, no matter how green your thumb isn’t. You water them once a week, and even if you forget, they’ll live, making them an excellent low maintenanc
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5 Bathroom Updates That Won’t Bust Your Budget

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If you love to DIY, homeownership is a dynamite opportunity to dive deep into your creative well. It’s exceptionally easy to focus on the fun aspects of home ownership when you don’t have to worry about budgeting for emergencies such as appliance and system malfunctions. It’s an excellent idea to budget for a home warranty that protects large items from everyday wear and tear. A home warranty works in conjunction with your homeowner’s insurance to fill the gap in coverage, allowing you to focus on making your house a home.  Making your home a space that reflects your individuality and style is not as difficult as it might seem. No matter your tastes, here are five ideas to refresh your bathroom without breaking the bank. 1. Focus on the hardware Even if you buy your home brand new, chances are the knobs, pulls, and towel racks are all brushed nickel. It’s easy to liven things up by switching to a different metal (even brass is making a comeback).For a bohemian or
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Extending the Life of Your Kitchen Appliances

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For many, the kitchen is the hub of the home. Keeping your appliances in good working order allows your kitchen to serve the needs of your family. The easiest way to extend the life of your appliances is to administer a little elbow grease to the parts that matter. Even with every attention placed on lengthening the life of your appliances, things will wear down and break eventually. Do your budget a favor and invest in a home warranty plans option that suits your needs and covers the gap homeowner’s insurance often leaves. Dishwasher The workhorse of your kitchen, your dishwasher takes whatever you throw in there, but it shouldn’t have to. Keep your dishwasher clog-free by thoroughly scraping dirty dishes before you wash them. You can also skip expensive dishwasher cleaners. Instead, clean it easily by sprinkling baking soda in the base of the empty dishwasher and putting a cup of white vinegar in the top rack, run as normal. This concoction cleans out any offen
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Homeowners Insurance vs. Home Warranty Plans: What is the Difference?

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Among the general population, there is a certain amount of confusion over the difference between a home warranty and a homeowners insurance policy. Some people assume that these are different names for the same thing. Actually, home warranties are very distinct from homeowners insurance. They are neither better nor worse than insurance—they simply cover different items in or around a home and apply in different circumstances. Here are the differences between homeowners insurance and home warranty plans: Homeowners Insurance Homeowners insurance protects policyholders and their property against harm caused by unexpected occurrences. This could include: • Property and system damage caused by a fire • Water damage resulting from a flood or a severe storm • Systems that were struck by lightning • Items stolen by a burglar When an incident like the ones listed above occurs, a policyholder would contact their homeowners insurance provider. After t
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Things to Check When Selling a House

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Home warranty plans can pay off for people when they want to sell their houses. It can help instill a sense of confidence in potential buyers by offering protection against vital systems like water heaters and heating systems. However, people who plan to sell their homes should take some steps of their own. Here are a couple of things to watch for in order to get a house ready for the market: Walls and Ceilings When it comes to walls and ceilings, the most important things to look for are mold and water damage. If any signs of water damage appear, it could indicate far greater problems within a house. Water damage could be caused by a leak in the roof or melting ice and snow. It could also result from a malfunctioning water heater, clothes washer or other appliance. Signs include the following: • Stains or discolored areas • Peeling, bubbling or cracking paint and/or wallpaper • Strange odors (could be the result of mildew and mold) • Pooling water Ceilings that show signs of wat
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Protect Your Home with a Home Warranty and Some Simple Maintenance

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A home warranty may certainly be a wise investment for a homeowner, since it can save them thousands in repairs or appliance replacements. However, homeowners can drive their expenses down even further with some careful maintenance. Here are a few ways to protect a home and avoid service calls. Check the Roof of the Home Over the wintertime, the shingles or tiles on a house’s roof can get damaged from water, ice and snow. As the weather gets warmer, the heat of the sun can negatively affect sealants and cause cracks in certain areas. As if this were not bad enough, mold can start to build up when the rainy season comes. The mold can damage the roof even further and also lead to structural problems. The wind from Spring and Summer storms can cause shingles to come loose too. Holes in the roof can also Comprehensive home warranty plans can help with repairs to damaged roofs. However, it is still a good idea to do some maintenance on a house’s roof before a serv
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